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HBT Financial

www.hbtfinancial.com

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Board

N-1

N-2

CEO

Lance Carter

CEO @ Heartland Bank and Trust
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Chairman of the Board

Fred Drake

Chairman of the Board @ Heartland Bank and Tru...
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Director

Roger Baker

Director @ Heartland Bank and Trust
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Director

C. Alvin Bowman
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Director

Eric Burwell
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Director

Patrick Busch

Vice Chairman of the Board @ Heartland Bank an...
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Director

Allen Drake
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Director

Linda Koch
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Director

Gerald Pfeiffer

Director @ Heartland Bank and Trust
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CFO

Peter Chapman

CFO @ Heartland Bank and Trust
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Lending

L...

Lending @ Heartland Bank and Trust
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Commercial Banking

C...
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Commercial Lending

J...
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Commercial Lending

T...
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Retail

D...

Retail @ Heartland Bank and Trust
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Retail Banking

D...
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Credit

M...

Credit @ Heartland Bank and Trust
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Electronic Banking

R...
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Iowa

N...
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Risk Management

A...

Risk Management @ Heartland Bank and Trust
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Community Reinvestment Act

B...
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